關于流動資金貸款的該怎么表達呢?以下是小編給大家整理的關于流動資金貸款的銀行英語情景口語,希望可以幫到大家
Dialogue 1
對話一
A: Hello. I'm Duty Manager today; you wanted to speak to me?
您好。我是今天的值班經理,您想找我談一下嗎?
B: Yes. I hope you can help. I'm interested in obtaining a Working Capital Loan.So, I was wondering what you offer here? Do you have various types?
是的。我希望你能幫助我。我對獲得流動資金貸款頗感興趣。所以, 我想知道你們這里都提供些什么呢?你們有各種類型的吧?
A: Yes,Sir. We can provide these loans in both local and foreign currency, Temporary Working Capital Loans, Short-term Working Capital Loans and Mid-term Working Capital Loans.
是的,先生。我們可以以本幣和外幣提供這些流動資金貸款,有臨時 流動資金貸款,短期流動資金貸款和中期流動資金貸款。
B: I see....
我明白了……
A: Which one interests you. Sir?
您對哪一種感興趣呢,先生?
B: To be honest, I'm not exactly sure what we require just now.
說實話,我目前還沒有完全確定我們所需要的貸款種類。
Dialogue 2
對話二
A: Hello again,Sir. Have you made your decision?
又見面了,先生。您已經決定了嗎?
B: I was wondering, what do you require for a Temporary Loan?
我想知道,申請臨時流動資金貸款需要什么條件?
A: What you need to do is go to our Corporate Business Department. They can deal with everything for you.
您只需要去我們的公司業務部。他們可以為您打理一切事務。
B: Great. Thanks.
好的。謝謝。
C: Good afternoon. What can we do for you?
下午好。我們可以為您做些什么嗎?
B: Hi. I want to enquire about a Tarporary Loan, for business purposes, obviously.
你好。我想咨詢一下有關臨時貸款的事項,當然是用于商業目的啦。
Dialogue 3
對話三
A: Good afternoon, Sir. You're here to see about a Temporary Loan, right? The loans we offer are for purchasing income-generating assets. Is that what you require?
下午好,先生。您到這里來是要了解關于臨時貸款的事項,對嗎?我們提供的貸款是用于購買創收資產的。這是您需要的嗎?
B: Yes, that's exactly what I need. How about terms for these?
是的,這正是我所需要的。貸款期限是任何設定的?
A: Well, we offer 60-day or 90-day loans. The balance of the loan is to be repaid in full by the end of the specified period.
嗯,我們提供60天或90天的貸款。貸款余額需要在指定期限的截止曰期全部還清。
B: Is there any flexibility on that?
對此是否有任何的回旋余地呢?
A: Unfortunately, not.
對不起,沒有。
B: OK. In my position, I think the best way to go would be for the 90-day loan. That would give us a little more time to sort out the repayment plan.
好吧。根據我的處境,我認為最好的方式是申請90天的貸款。這樣我們就有更多的時間來理清還款計劃。
A: Not a problem, Sir. If you'd just fill out these forms, and of course with necessary clearance, we can get you the money right away.
沒問題,先生。如果您這就填寫這些表格的話,當然還要有必要的證明,我們馬上就可以把貸款發放給您。
Dialogue 4
對話四
A: Welcome to IBJ. What can we do for you?
歡迎光臨IBJ銀行。我們能為您效勞嗎?
B: It's a bit of a problem situation, actually ... you see, our company has a Corporate Account with you, but unfortunately, we've been experiencing cash flow problems recently.
其實,是有點兒麻煩事兒 你瞧,我們公司在這里開了一個公司賬戶,但不幸的是,最近我們遇到了現金流問題。
A: I'm sorry to hear that. We value all of our customers, regardless of circumstances. What can we do to help?
很遺憾。我們在任何情況下都重視我們所有的客戶。我們能夠提供什么幫助嗎?
B: We are going to need a loan. I'm not sure what loan is suitable for us, though.
我們正需要貸款。但是,我不知道什么樣的貸款適合我們。
A: If you think it will be very short-term, I would recommend you go with the 60-day loan. Then it can be paid back quicker, so you won't have to consider it in the future.
如果您認為這種狀況是很短暫的,我建議您申請60天的貸款。那么貸款就可以更快地付清,所以將來您就不必考慮它了。
B: That seems like a good idea, it's for wages, you see.
這似乎是一個好主意,用它發工資,是啊。
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